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A mortgage valuation is based on a limited inspection of the property. It is for the sole benefit of the Lender to decide if the property is worth the money they are lending you. It is unlikely to cover items of detail that would be picked up in a formal survey.
The Law Society recommends that you get your own survey as soon as possible.
This report provides you with more detailed information than a mortgage valuation. We describe the property's construction, accommodation and any significant defects affecting value. We also tell you what it is worth and recommend the level of buildings insurance needed.
Our inspection usually takes around 45 to 60 minutes. This includes a head and shoulders inspection of the roof space. This survey level one report is generally around six pages.
This is a detailed survey done to a standard format set out by RICS. It aims to provide you with professional advice to help you decide whether to go ahead and buy the property. It is best suited for properties in reasonable condition built within the last 150 years.
We apply condition ratings to the various elements of the building. This helps to identify the most critical problems and tells you if defects are serious or urgent. It focuses on matters that, if not dealt with, may affect the value of the property. It also says if the property is worth what you are paying and recommends the level of buildings insurance needed.
Our inspection usually takes 3 to 4 hours. This includes a full access inspection of the roof space where accessible.
This survey level two report is generally over thirty pages supported with photographs.
We also provide valuations for a range of other purposes. These include Probate (Inheritance Tax), Capital Gains Tax and Transfer valuations.
We specialise in valuations and Expert Witness Reports for court and tribunal proceedings. These are carried out by our court experienced surveyor.
We are members of the RICS Valuer Registration Scheme.
Please contact us with your requirements for a fee quotation.
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